About Purchase + Construction Loan
At India Shelter, we understand that the journey to your dream home involves more than just finding the perfect plot or envisioning the ideal design. It requires solid financial support. Our Purchase + Construction Loans are tailored to provide you with the financial flexibility needed to bring your dream home to life.
Attractive Interest Rates
Loan amount between INR 5 Lakhs to INR 50 Lakhs
Assistance on phone
Quick and hassle-free loan processing
Expert guidance
Transparent and customer-centric approach
ITR not mandatory
Benefits Of Purchase + Construction loan
Advantages of various features of Indian Shelter Purchase + Construction Loan
Flexible Financing Options
India Shelter offers a range of financing options to suit your needs. Whether you're purchasing a plot, constructing a new home, or both, our flexible loan structures are designed to accommodate your unique requirements.
Competitive Interest Rates
Benefit from competitive interest rates that make your dream home more affordable. Our transparent loan terms ensure you have a clear understanding of your financial commitments.
Streamlined Approval Process
Time is of the essence, and we recognize the urgency in realizing your dream. Our efficient approval process ensures that you receive the financial support you need promptly.
Comprehensive Support
Our dedicated team is here to guide you through the loan application process. From understanding eligibility criteria to documentation requirements, we provide comprehensive support at every step.
Eligibility Criteria for Purchase + Construction Loan
*Ensure all documents are valid and not past their expiry date (in the case of Driving License and Passport).
Who Can Apply for Purchase + Construction Loan
Property Ownership
Property Value
Age
Income
Credit Score
Documents Required for Purchase + Construction Loan
Identity proof for Salaried People
- Passport
- Voter ID
- Aadhar Card
- Driving License
Address Proof for Salaried People
- Passport
- Voter ID
- Aadhar Card
- Electricity bill/ water bill/ telephone bill
- Driving License
Proof Of Income for Salaried People
- Salary Slips/Bank Statement/Form 16
- Salary Certificate
Other Documents for Salaried People
- Signed Application Form with Picture
- Cheque For Processing Fee
- Bank Statement of Last 6 Months
Property Documents for Salaried People
- Title Deeds of the Property
- Proof of No Encumbrances on the property
Identity proof For self-employed people
- Passport
- Voter ID
- Aadhar Card
- Driving License
Address Proof For self-employed people
- Passport
- Voter ID
- Aadhar Card
- Electricity bill/ water bill/ telephone bill
- Driving License
Proof Of Income For self-employed people
- IT Returns and/or Financial Statements of last 3 years And/or
- Informal Income Documents
Other Documents For self-employed people
- Signed Application Form with Picture
- Cheque For Processing Fee
- Proof of business existence
Property Documents For self-employed people
- Title Deeds of the Property
- Proof of No Encumbrances on the property
Reviews and Ratings
Authentic experiences through the voices of our valued customers
Parmanad
Bhiwadi
I was so close to giving up on my dream of owning a home. I applied to several banks and financial institutions for a loan but was always turned down. Then, I heard about India Shelter. They took the time to understand my situation. Thanks to their support, I was finally able to get the home loan I needed and move into my own place.
Preeti and Rohit Pandey
Zirakpur
After facing rejection from multiple banks, India Shelter proved to be the ray of hope for our dream of building a home. With their guidance and simplified loan process, we were able to secure the funds we needed. Now, as we embark on building our dream home, we are filled with excitement and gratitude towards India Shelter for making it possible.
Ganga Ram
Sonipat
Despite facing rejections from various banks, India Shelter came through for us in our quest to build our own home. Their supportive staff guided us through a hassle-free loan process, providing the funds we needed with minimal documentation. Now, as we prepare to move into our new home, we are filled with joy and gratitude towards India Shelter.
FAQs
What is India Shelter Construction and Property Loan?
What is a construction loan?
Can I use the Construction and Property Loan to add on to an existing property?
What are the eligibility requirements for the Construction and Property Loan?
Can I get a construction loan from India Shelter?
Disclaimer: *By contacting IndiaShelter on Toll Free/WhatsApp/Website or any other mode, you authorize our representatives to reach out to you through personal communication via SMS, WhatsApp and phone calls regarding our services. This consent will supersede any registration for any Do Not Call (DNC) / National Do Not Call (NDNC).
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