to urban households for construction, extension, renovation and purchase of new home.
Interest rates range from 12% to 20% for housing loans. Interest rates are higher for home equity loans (or Loan against Property), where the end-use is not for housing. A file processing fee of 2%-3% (including GST) is charged.
If you are planning to move to a city, buying your own home can get overwhelming. When you think about applying for a loan there are a lot of hurdles that may come your way; Home Loan Eligibility is what will determine your next steps. If you are eligible then for you to avail of that desired loan amount you will have to provide a lot of documents. Here comes the next hurdle; Document Verification.
We are a renowned Housing Finance Company in India and we are here to save you from all this trouble. Now get a quick home loan in India irrespective of your creditworthiness and salary slips. We are here to process your home loan without income verification so that a dream of owning a home is not just left as a dream. We are on a mission to make home loan approval process easy which will enable every common man to build their own home and make that dream a reality.
Rs. 8 Lakhs to Rs. 50 Lakhs
None, if pre-closure happens from borrower's own source of funds. If, other than own sources, pre-payment charges up to 4.5% (inclusive of GST) of principal outstanding as on date, will be applicable.
A file processing fee of 2%-3% (including GST) is charged.
Family members and co-owners of the property.
Equitable Mortgage of the property being financed
by deposit of title deeds