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Home Loans Made Simple with India Shelter

India Shelter, a trusted home loan company offers affordable home loan options tailored for both salaried and self-employed individuals. With quick approvals, minimal documentation, and a simple, transparent process, our home loan solutions make home ownership easy and accessible. Our flexible repayment options and dedicated support ensure a smooth experience at every step. Whether you’re buying, building, or extending your home, India Shelter is here to guide you with reliable and customer-focused Home loan solutions.

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India Shelter- Best NBFC Housing Finance & Home Loan Company
India Shelter- Best NBFC Housing Finance & Home Loan Company

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India Shelter at a glance

At India Shelter, we believe in the power of a safe and secure home. For over a decade, we've been dedicated to making home ownership dreams come true for many families across India. Our motto is simple: to provide affordable and accessible housing solutions, making a difference one home at a time. 

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*as of 31st March, 2026

Our Delighted customers: Discover their stories

Gain insights into the journeys of those who have chosen us.

A home of your own makes you feel independent, that's what Nisha Dangre, a resident of Nagpur, believes in. She always dreamt of owning a home but never thought it would be possible owing to income constraints and excessive paperwork. By opening the door of hope, India Shelter helped her in achieving her dream.

Nisha Dangre, Nagpur

Tara Chhetri, a resident of Zirakpur, who runs her restaurant in Dhakoli with her husband. To expand their business, they approached multiple financial companies to acquire business loans but none of their offerings fit their requirements. After hearing about India Shelter from her friend, she applied for a LAP with us. Having secured a loan against property (LAP) for her business, Tara has experienced unprecedented growth.

Tara Chhetri, Zirakpur

Mr. Sanjay Prakash has been living in Banore over the past 11 years where he bought a piece of land over 5 years ago but due to a shortage of money and increasing day today expenses, he wasn't able to build his dream home. He came to know about India Shelter from one of his friends. After approaching India Shelter, all his loan requirements were met without any problem.

Sanjay Prakash, Zirakpur

Vaishanvi Nikhil Bangre,

Vaishanvi Nikhil Bangre is a resident of Nagpur who aspires to build the future of students by teaching students via coaching classes. As the no. of students expanded, Vaishanvi faced the space challenge while teaching students. She approached many banks to add some extra length and breadth to her coaching infrastructure but was disheartened due to the tedious loan approval process and documentation. She got to know about India Shelter via Facebook. After seeking hassle free loans, she has successfully revamped her institute. Now, she is happily teaching and transforming the lives of several students with her unflinching and sheer efforts.

Vaishanvi Nikhil Bangre, Rajendra Nagar, Nagpur

FAQs

What makes India Shelter one of the best home loan companies in India?

India Shelter is a trusted housing finance company committed to making homeownership more accessible, especially for customers in tier 2 and tier 3 cities. With flexible eligibility criteria, minimal documentation, quick loan processing, and personalized support, we help individuals and families access a home loan with greater ease and confidence.

Where does India Shelter provide home loans in India?

India Shelter operates through 300+ branches across 15 states,offering affordable home loans to first-time buyers and self-employed individuals. You can visit your nearest branch or apply online from anywhere in India.

How do I apply for a home loan in India with India Shelter?

You can apply for a home loan online through our website or by visiting any India Shelter branch. Our team will guide you through the eligibility check,  document submission, and loan application process.

Is India Shelter a good housing finance company for self-employed individuals?

Yes. India Shelter offers home loans to both salaried and self-employed individuals. We understand diverse income profiles and may consider alternative income assessment methods where applicable.

What is the interest rate on a home loan in India from India Shelter?

Home loan interest rates depend on factors such as your credit profile, income, loan amount, and repayment tenure. Contact our team or visit our website for the latest applicable rates.

Can I get an affordable home loan in India if my CIBIL score is low?

Yes. While your credit score is an important factor, India Shelter also considers your income stability, repayment capacity, and overall financial profile when assessing your application for an affordable home loan in India.

How fast is the home loan approval process at India Shelter?

At India Shelter, most eligible home loan applications are processed within a few working days, subject to document verification, property assessment, and eligibility checks. This is what makes us the preferred choice for borrowers looking for a quick home loan approval.

What is the maximum home loan amount I can get from India Shelter?

India Shelter offers home loans of up to ₹70 lakh, subject to eligibility and applicable policies. The final loan amount depends on factors such as your income, repayment capacity, property value, existing financial obligations, and loan tenure.

How do I contact India Shelter's customer support for a home loan in India?

You can call us at 1800-572-8888, email customercare@indiashelter.in, visit our website, or give a missed call on 7065515122. Our team is available to assist you throughout the home loan process.

Are there any hidden charges when applying for a home loan with India Shelter?

No. India Shelter follows a transparent fee structure and clearly communicates all applicable charges during the home loan application process.

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