About Home Renovation Loan
At India Shelter, our Home Renovation loans are tailored to empower you with the financial flexibilityneeded to turn your house into the dream home you've always desired. Whether you're looking torevamp your living space, enhance functionality, or increase your home's value, you've come to the rightplace.
Loan amount between INR 5 Lakhs to INR 50 Lakhs
Attractive Home Renovation Loan Interest Rates
Assistance on phone
Quick and hassle-free home renovation loan processing
Expert guidance on your loan queries
Transparent and customer-centric approach
ITR not mandatory
Features of Home Renovation Loan
Advantages of various features of India Shelter Home Renovation Loan
Affordable Interest Rates
Competitive and affordable interest rates to make home ownership more accessible.
Quick Loan Approval
Expedited loan approval processes to ensure a swift turnaround time and quick access to funds.
Customer Support
Dedicated customer support to address queries and provide assistance throughout the loan tenure.
Balance Transfer Facility
Provision for balance transfer, allowing borrowers to shift their existing home loan from another financial institution to India Shelter Finance Corporation for better terms.
Eligibility Criteria for Home Renovation Loan
*Ensure all documents are valid and not past their expiry date (in the case of Driving License and Passport).
Who Can Apply for Home Renovation Loan
Property Ownership
Property Value
Age
Income
Credit Score
Documents Required for Home Renovation Loan
Identity proof for Salaried People
- Passport
- Voter ID
- Aadhar Card
- Driving License
Address Proof for Salaried People
- Passport
- Voter ID
- Aadhar Card
- Electricity bill/ water bill/ telephone bill
- Driving License
Proof Of Income for Salaried People
- Salary Slips/Bank Statement/Form 16
- Salary Certificate
Other Documents for Salaried People
- Signed Application Form with Picture
- Cheque For Processing Fee
- Bank Statement of Last 6 Months
Property Documents for Salaried People
- Title Deeds of the Property
- Proof of No Encumbrances on the property
Identity proof For self-employed people
- Passport
- Voter ID
- Aadhar Card
- Driving License
Address Proof For self-employed people
- Passport
- Voter ID
- Aadhar Card
- Electricity bill/ water bill/ telephone bill
- Driving License
Proof Of Income For self-employed people
- IT Returns and/or Financial Statements of last 3 years And/or
- Informal Income Documents
Other Documents For self-employed people
- Signed Application Form with Picture
- Cheque For Processing Fee
- Proof of business existence
Property Documents For self-employed people
- Title Deeds of the Property
- Proof of No Encumbrances on the property
Reviews and Ratings
Authentic experiences through the voices of our valued customers
Som Singh
Zirakpur
After transferring our loan to India Shelter, we experienced a significant improvement in our loan servicing experience. Unlike our previous lender, India Shelter provided reliable service and addressed our needs promptly. We are grateful for the excellent service and support provided by the team at India Shelter.
Suraj Kumar
Sonipat
After facing disappointment with the tedious loan approval process at various banks, India Shelter provided a ray of hope for my family's dream of owning a home. Their efficient staff assisted us in securing a loan with minimal paperwork, allowing us to fulfill our long-standing aspiration. Thanks to India Shelter, we are now proud homeowners, and we couldn't be happier.
Sanjay Prakash
Zirakpur
I've been living in Banore for over a decade. A few years back, I purchased a piece of land here, but building a home on it was a distant dream due to financial challenges and increasing living expenses. That's when I learned about India Shelter. They not only understood my situation but also provided a hassle-free loan process. Today, I'm incredibly proud to be a homeowner, thanks to their support.
FAQs
Can a Home Renovation Loan be used for house extension or adding a room?
Why choose India Shelter for a Home Renovation Loan?
What is the difference between home renovation and home construction loans?
Can I renovate my house while repaying an existing home loan?
Can self-employed individuals apply for a Home Renovation Loan?
Disclaimer: *By contacting IndiaShelter on Toll Free/WhatsApp/Website or any other mode, you authorize our representatives to reach out to you through personal communication via SMS, WhatsApp and phone calls regarding our services. This consent will supersede any registration for any Do Not Call (DNC) / National Do Not Call (NDNC).
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