Start your home ownership journey today!

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Our Home Loan Products

Home Loan

Get Your Dream Home with Our Easy loan process and quick approval!

Loan Against Property

Get India Shelter Loan against property to fulfill all your financial needs!

Home Renovation Loan

Renovate your home with confidence with India Shelter Home improvement loan!

Purchase + Construction Loan

Build your dream home with India Shelter Property & Construction loan

Features and Benefits

Attractive Interest Rate:

Repo rate linked interest rate

Top-Up Loan:

Get a top up loan on your existing Home Loan

Minimal documentation:

Reduced number of documents for easy application

Quick processing:

Swift transfer of existing Home Loan

Instant provisional sanction*:

Get instant provisional sanction in just few steps.

*T&Cs. Provisional sanction is subject to due diligence done by the Bank.

Zero Foreclosure Charges:

Applicable only for Home Loan with floating rate of interest

Trusted by lakhs of self-employed Indians

First-time home owners trust us for easy process & support

15

States

300+

Branches

1,80,000+

Happy Families

Frequently Asked Questions

What is a home loan?

A home loan is a secured loan provided by a financial institution to help you purchase, construct, or renovate a residential property.

Who can apply for a home loan?

Salaried individuals, self-employed professionals, and business owners meeting basic eligibility criteria like age, income, and credit history can apply.

What documents are required to apply for a home loan?

Basic KYC (Aadhaar, PAN), income proof, bank statements, and property-related documents are typically required. We offer loans with minimal paperwork.

Can I get a Home Loan with a low CIBIL Score?

Yes, while banks mostly prefer CIBIL scores of 700 and above but India Shelter considers individuals with a low CIBIL score, for a home loan, if they have steady sources of income and strong repayment of previous debts.

Is it possible to get a Loan Against Property for a low CIBIL Score?

Yes, a loan against property for low CIBIL score applicants is possible – while banks may reject such applications outright, India Shelter assess the overall financial profile of the applicant, making it easy for loan approval.

Can a Self-Employed person get a Home Loan with a low CIBIL Score?

Self-employed individuals often struggle to get a home loan with a low CIBIL score from traditional banks, but India Shelter evaluate self-employed applicants based on their business income, bank statements, and repayment history - making a low CIBIL score home loan an actual option even for self-employed applicants.

For any further queries, contact our toll free number – 1800-572-8888. *T&C apply.

Disclaimer: *By contacting IndiaShelter on Toll Free/WhatsApp/Website or any other mode, you authorize our representatives to reach out to you through personal communication via SMS, WhatsApp and phone calls regarding our services. This consent will supersede any registration for any Do Not Call (DNC) / National Do Not Call (NDNC).

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