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Home Loan in Surat

Surat is a town in the western part of India in the state of Gujarat. It is one of the most diverse cities in India, with one of the highest growth rates due to immigration from different parts of Gujarat and other Indian states.

Surat is one of the cleanest cities in India and is also known by many other names such as "THE SILK CITY," "THE DIAMOND CITY," "THE GREEN CITY," etc. It has the most dynamic today and the similarly diverse legacy of the past. It is the first British land in India. The Dutch and the Portuguese also founded their business centres in Surat, the remains of which are still maintained in the modern day of Surat.

Still today, Surat has the same history as people from all over the world flock to business and work. Surat has almost zero percent unemployment and it is easier to get jobs because of the very rapid growth of different industries in and around Surat City.

If you live in Surat and planning to buy / construct your own house and looking to avail a loan, India Shelter is probably the best option for you. Get a home loan or loan against property upto INR 50 Lakhs in just 5 days. Our quick process ensures hassle free approval and disbursal. 

Features of Home Loan

  • Loan amount between INR 5 Lakhs to INR 50 Lakhs 

  • Tenure up to 20 years 

  • Get approved within 5 days 

  • Interest rate between 12% to 20% 

  • Assistance on phone available at local call rates in Hindi and English 

  • Our loans are available at fixed rates. That means that the EMIs don't vary with the volatility in the market or a change in the interest rates.

Documents Required


KYC Documents
ID Proof
Address Proof
PAN Card
Driving License
Aadhaar Card
Voter Id
Voter Card
Driving License
Aadhaar Card

Income Documents
For Self Employed
For Salaried
Latest single year ITR
Bank statement of last 6 months
Business related bills, kachcha records, daily diary etc
Latest 3 months salary slip

Property Documents
Freehold LandLeasehold Land
Mutation/Tax Receipt
Mutation/Tax Receipt
Registered Title Deed

Branch Address

Shop No U-10/11, Sar corporate centre, shashtri nagar corner, Udhna main road, Surat- 395002


EMI Calculator

Rs. 20,00,000


Rs. 23,576