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Home Loan in Shimoga

Situated in the central part of Karnataka, Shimoga City is the capital of the Shimoga District. It was formally called Shivamogga, meaning Shiva-Mukha or "Face of Shiva." Throughout the various ages, Shimoga has been ruled by dynasties such as Chalukyas, Kadambas, Gangas, and Hoysals. Stretched right next to the Tunga River, Shimoga is regarded as the gateway to the Western Ghats and the locals call it the "Gateway of Malnad." 

Vast paddy fields and a variety of waterfalls enrich the scenery in and around this area. The city has performed amazingly well in terms of industrial expansion. The flourishing industries of this town include Pearlite Manufacturing, Malnad Alloys and Ideal Alloys. Shimoga also delights tourists with lots of fascinating places to explore, such as the Shivappa Nayaka Palace, the Gajanur Dam. Travelers can also visit Sakkare Bayalu, an elephant training camp situated 2 km from the Gajanur Dam. 

If you live in Shimoga and planning to buy / construct your own house and looking to avail a loan, India Shelter is probably the best option for you. Get a home loan or loan against property upto INR 50 Lakhs in just 5 days. Our quick process ensures hassle free approval and disbursal. 

Features of Home Loan

  • Loan amount between INR 5 Lakhs to INR 50 Lakhs 

  • Tenure up to 20 years 

  • Get approved within 5 days 

  • Interest rate between 12% to 20% 

  • Assistance on phone available at local call rates in Hindi and English 

  • Our loans are available at fixed rates. That means that the EMIs don't vary with the volatility in the market or a change in the interest rates.

Documents Required


KYC Documents
ID Proof
Address Proof
PAN Card
Driving License
Aadhaar Card
Passport
Voter Id
Voter Card
Driving License
Aadhaar Card



Income Documents
For Self Employed
For Salaried
Latest single year ITR
Bank statement of last 6 months
Business related bills, kachcha records, daily diary etc
Latest 3 months salary slip

 

Property Documents

Freehold Land
Leasehold Land
Society Property
Multistoried Buildings/Flats/Apartments

Registered Title Deed
 
 Property No
 
 Non Agricultural order
 
 Tax Receipt
 
 Approved Map and Permission

Leasedeed
 
 Mutation / Tax receipt
 
 
 NOC/ Permission to Mortgage
 
 Approved Map and Permission

Allotment letter / Share certificate
 
 Sale deed / Transfer deed
 
 Society  Registration Certificate
 
 NOC / Permission to Mortgage from Society
 
 Approved Map / MR
 
 Tax Receipt / Encumbrance fee

Allotment letter / Buyer's builder agreement
 
 Payment Receipts
 
 Building  Completion certificate
 
 Registered Title deed
 
 RERA Registration number / Certificate copy
 
 Approved Plan and Permission
 
 Mutation and Tax Receipt
























Branch Address

Khata No:- 949, 1st Floor, I. J Complex, Shankarmutt Double Road, Opposite Rahul Hyundai Showroom, Shivamogga - 577201

1800-572-8888

EMI Calculator

Rs. 20,00,000

120

Rs. 23,576