23.3355972 75.0484214

Home Loan in Ratlam

Ratlam, traditionally known as Ratnapuri, is a town in the northwestern part of the Malwa district in the Indian state of Madhya Pradesh. It is the administrative headquarters of the district of Ratlam, which was established in 1947 after the independence of India. Ratlam was one of the first commercial cities to be established in Central India.

There was no better place to trade than in Ratlam until the completion of the Rajputan State Railway to Khandwa in 1872. The city is renowned for its love of food, its taste of the world's most famous salty snack 'Ratlami Sev.' The purity of Ratlam's Gold Jewelry and Saree Industry shines out in India.

If you live in Ratlam and planning to buy / construct your own house and looking to avail a loan, India Shelter is probably the best option for you. Get a home loan or loan against property upto INR 50 Lakhs in just 5 days. Our quick process ensures hassle free approval and disbursal. 

Features of Home Loan

  • Loan amount between INR 5 Lakhs to INR 50 Lakhs
  • Tenure up to 20 years
  • Get approved within 5 days
  • Interest rate between 12% to 20%
  • Assistance on phone available at local call rates in Hindi and English
  • Our loans are available at fixed rates. That means that the EMIs don't vary with the volatility in the market or a change in the interest rates

Documents Required


KYC Documents
ID Proof
Address Proof
PAN Card
Driving License
Aadhaar Card
Voter Id
Voter Card
Driving License
Aadhaar Card

Income Documents
For Self Employed
For Salaried
Latest single year ITR
Bank statement of last 6 months
Business related bills, kachcha records, daily diary etc
Latest 3 months salary slip


Property Documents
Freehold LandLeasehold LandSociety Property


Leasedeed/Allotment letter
Allottment letter/Share certificate

Registered Title Deed
 Mutation / Tax receipt
Sale deed/ Transfer deed

Diversion Order/Abadi Certificate
NOC/ Permission to Mortgage

Mutation/Tax Receipt

NOC/Permission to Mortgage from Society

Approved Map

Mutation Tax/Tax Receipt

Branch Address

68/2 Free Ganj, Ratlam - 457001


EMI Calculator

Rs. 20,00,000


Rs. 23,576