IndiaShelter lends to urban household based on their repayment capacity and stability of occupation of the applicants. These are usually based on the following factors but additional parameters may be considered during the consideration process for credit applications.
Income and continuity of income
Verifications with Credit Bureaus and occupational verifications are carried out as required to assess loan applications.
Loans are disbursed in stages after verification of usage. India Shelter does not lend for illegal construction.
Our loans are also available to households that do not have any income proof
We provide direct-to-home service in local language
Easy 20-years repayment option available
Fixed interest rate loans available to ensure that market volatility does not effect your EMIs
Assistance on phone available at local call rates in Hindi and English